किसान क्रेडिट कार्ड
kisan kredit kard (aangrezi: Kisan Credit Card) yojana ki shuruat agast 1998 mean tatkalin vittamantri yashavant sinha dvara ki gee thi. desh ke kisanoan ko vittiy sahayata pradan karane ki ek koshish mean bharat sarakar ne 1998 mean kisan kredit kard yojana ka shubharanbh kiya tha, jise piem kisan kredit kard yojana ke nam se bhi jana jata hai. yah yojana kisanoan ko lon ke roop mean alpakalik aupacharik kredit dene ke lie nabard ki or se banaee gee thi. is tarah ke lon ki asan pahuanch aur kam byaj dar ka uddeshy yah sunishchit karana hai ki krishi, machhali palan aur pashupalan jaise kshetroan mean kisanoan ki kredit jarooratoan ko bina kisi g dab di ke poora kiya ja sake.[1]
kya hai 'kisan kredit kard'
amataur par asangathit kshetr se udhar li gee rashi par uchch byaj lagata hai. kisanoan ko is najayaj dabav se bachane ke lie piem kisan kredit kard ka shubharanbh kiya gaya tha. is yojana ke tahat vishesh kredit kard kisan ko ausatan 4 pratishat byaj dar par rashi udhar lene ke lie anumati deta hai. kee sthitiyoan mean dar 2 pratishat tak kam ho sakati hai. keval yah hi nahian, kisan kredit kard par lon ke lie punarbhugatan avadhi bhi suvidhajanak hai, jaise ki yah phasal ki kataee ke bad shuroo ho sakati hai.
labh
piem kisan kredit kard yojana ke aantargat kard lene ki visheshataean aur labh nimn haian-
- krishi aur any sambaddh karyakalapoan mean kisan, kisan lon yojana ka labh utha sakate haian.
- piem kisan lon rashi baiankoan ke hisab se alag-alag hoti hai aur kuchh sthitiyoan mean yah 3 lakh rupaye tak bhi ho sakati hai.
- kisan kredit lon ke lie sanvitaran prakriya bahut asan aur tez hai.[1]
- piem kisan kredit kard lon punarbhugatan prakriya suvidhajanak hai aur ise kataee ke samay ke bad kiya ja sakata hai.
- is yojana ke aantargat jab khad aur bij vagairah kharidane ka samay ata hai to sahayata ke sath sath chhoot bhi milati hai.
- yadi kisan kredit kard lon rashi 1.60 rupaye se kam hai to adhikatar baiankoan ko sanparshvik dene ki avashyakata nahian hoti hai.
- byaj dar, jo ausatan 4 pratishat hai, baiankoan ke hisab se alag-alag ho sakati hai aur kam se kam 2 pratishat tak ho sakati hai.
- kisan kredit kard par lie ge lon par lagae ge byaj mean chhoot punarbhugatan itihas aur kredit itihas ke adhar par aauphar ki ja sakati hai.
- pradhanamantri kisan kredit kard sthaee vikalaangata ya mrityu ke khilaph bima kavarej ke roop mean 50,000 rupay tak pradan karati hai.
- any jokhimoan ke lie kisan kredit kard yojana ke aantargat aauphar kiya ge bima kavar ₹ 25,000 hai.
- any phis aur shulk lagana jaise prosesiang phis, bima ki kisht, m aaurgej shulk adi baiankoan ke hisab se alag-alag hote haian.
- kataee ke bad ke kharchoan ko poora karane ke lie bhi kisan kredit kard lon pradan kiya jata hai.
piem kisan kredit kard ke lie aauphalain ke sath sath aaunalain bhi avedan kar sakate haian. bharat mean kee baiank aise haian, jaise eksis baiank, bharatiy stet baiank, echadiephasi baiank adi, jo piem kisan kredit kard yojana ke labh aaufar karate haian.
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tika tippani aur sandarbh
- ↑ 1.0 1.1 kisan kredit kard yojana kya hai? (hiandi) bajajfinservmarkets.in. abhigaman tithi: 17 aprॅl, 2022.
sanbandhit lekh