भारत बिल भुगतान प्रणाली

thumb|300px|bharat bil bhugatan pranali bharat bil bhugatan pranali sankshipt- 'bibipies' (aangrezi: Bharat Bill Payment System or BBPS) bharat ki ek samanvit bil bhugatan pranali hai jo grahakoan ko ek suvidhajanak tarike se bhinn-bhinn prakar ke bil, phis adi ka bhugatan ek hi sthan par karane ki suvidha upalabdh karati hai. is hetu grahak ko ejeants ke netavark, vibhinn prakar ke bhugatan madhyam tatha bhugatan ki turant pushti ki suvidha mil sakegi. is pranali ki sthapana hetu dishanirdesh bharatiy rizarv baiank ne 28 navanbar, 2014 ko jari kie the.

hal hi mean bharatiy rizarv baiank dvara spais dijital limited ko bi.bi.pi.es. ke sanbandh mean aantim laiseans pradan kiya gaya hai. isake aantargath ab es.di.el. kanpani ko bharat bil bhugatan pranali mean bharat bil bhugatan aauparetiang yoonit ke roop mean bil bhugatan ki prakriya mean shamil hone ki anumati mil gee hai.

prishh‍thabhoomi

bharat mean bhugatan pranali vizan 2012-15 ne vividhatapoorn evan pechida bilakarta bazar sanrachana vale ek aise b de bil bhugatan bazar ke astith‍v par prakash dala hai jahaan anek prakar ke rashh‍triy/pradeshik bhagidar evan niji/sarakari sansh‍thaean vidyaman haian. maudrik niti ki doosari timahi samiksha 2012-13 mean bharatiy rizarv baiank ne bharat mean ilekh‍tr aaunik giro bhugatan pranali ko lagoo karane ke taur-tarikoan ko aantim roop dene hetu ek samiti ke gathan ki ghoshana ki thi. desh mean ilekh‍tr aaunik giro pranali ko lagoo karane ki sanbhavanaoan ka adhh‍yayan karane ke lie ji. padmanabhan, karyapalak nideshak, bharatiy rizarv baiank ki adhh‍yakshata mean ek samiti gathit ki gee. usake bad is samiti ki sipharishoan ke anusar desh mean grahakoan dvara kie ja rahe bil bhugatanoan, chahe bilakarta kahian bhi hoan, ke lie pain iandiya tach paiant ko moort roop dene ke lie ek dhaancha taiyar karane ke uddeshh‍y se pro. umesh belh‍loor, aeeaeeti, muanbee ki adhh‍yakshata mean ek giro paramarshadata samooh ka gathan kiya gaya. is samooh ne 20 march 2014 ko prash‍tut apani riport mean desh mean bil bhugatan pranali ke lie ek aisi bahush‍tariy sanrachana ki sipharish ki thi, jisake aantargat manak tay karane vali ek keandriy ikaee hai aur bibipies ke lie nirdharit manakoan ke anusar kary karane vali aur unaka palan karane vali vibhinh‍n prakar ki parichalanakari ikaiyaan haian.

tadanusar, 7 agast 2014 ko 'bharat bil bhugatan pranali' (bibipies) ke karyanh‍vayan sanbandhi dishanirdeshoan ka praroop am janata ki ray janane ke lie rizarv baiank ki vebasait par prash‍tut ki gee. in dishanirdeshoan ke praroop ke sanbandh mean am janata se praph‍t sujhavoan ke adhar par bharat bil bhugatan pranali (bibipies) ke karyanh‍vayan sanbandhi aantim dishanirdesh taiyar kie ge haian.

kya hai bi.bi.pi.es.

• bharat bil bhugatan pranali bharatiy rizarv baiank ki ek avadharanatmak pranali hai, jisaka sanchalan rashtriy bhugatan nigam dvara kiya jata hai.
• yah pranali sabhi prakar ke biloan ke liye ek aantim bhugatan pletaph aaurm ke roop mean kary karati hai.
• is prakar yah deshabhar ke grahakoan ko bhugatan aantaran, vishvasaniyata aur suraksha ke sath-sath ek behatar evan sulabh bil bhugatan seva upalabdh karati hai.
• bi.bi.pi.es. ke madhyam se nakadi, chek hastaantaran aur ilektr aaunik tarike se bhugatan kiya ja sakata hai.
• aauparetiang ikaiyoan ke roop mean kary karane vale egrigetars tatha baiank grahakoan ke liye in len-denoan ko poora karane ka kary karate hai.

en.pi.si.aee. kya hai

bharatiy rashtriy bhugatan nigam bharat mean sabhi khudara bhugatan pranali ke liye ek ambrela sangathan hai. ise bharatiy rizarv baiank aur bharatiy baiank sangh ke margadarshan evan samarthan ke sath sthapit kiya gaya tha. vartaman mean en.pi.si.aee. ke pas das pramotar baiank haian.

panne ki pragati avastha

adhar

prarambhik

madhyamik

poornata

shodh